Lending Officer

Tasks and duties

• Collecting documents from customers to assess their applications.
• Contacting referees to verify employment records and income details.
• Liaising with financial institutions regarding customers’ accounts.
• Processing credit applications from end-to-end.
• Understanding, adhering and managing fraud and compliance risks.
• Assessing applications and then approving or declining the credit or loan.
• Preparing credit or loan agreement documentation.
• Answering questions from customers and communicating about the status of their application.
• Maintaining records of repayments.
• Preparing documentation for repossession or foreclosure.